Case Design Certificate - Module 4: Long Term Care

The Case Design Certificate equips case designers with the foundational skills and expertise required to excel in the life insurance sales process. Through this comprehensive program, participants gain knowledge in essential areas such as policy structure, tax law, and product design, while honing their ability to collaborate with financial advisors and carriers to deliver customized insurance solutions. The coursework emphasizes the role of creativity, attention to detail, and strategic thinking in providing optimal client outcomes. The Case Design Certificate is comprised of eleven online learning modules with mastery quizzes for each module.

Module Overview:

Module 4 - Long Term Care
This module of the Nailba Case Design Certificate coursework covers long-term care (LTC) products and solutions, which provide essential coverage for services not included in standard health insurance, such as assistance with daily living activities. Participants will explore three primary categories of LTC solutions—traditional, hybrid, and life with living benefits riders—each with unique benefits and considerations that are crucial for case designers to understand. By examining these options, case designers will be equipped to recommend appropriate LTC solutions tailored to clients' needs while navigating the complexities of the marketplace.

Learning Objectives

• Identify and differentiate between traditional, hybrid, and life with living benefits rider LTC solutions.

• Understand the key features, benefits, and limitations of each LTC category.

• Apply knowledge of LTC products to assess client needs and recommend suitable solutions.

PROFESSIONAL DEVELOPMENT COMMITTEE

COURSE CONTRIBUTORS